Guide How to Upload Music Files to Your MP3 Player

The people ask me one question frequently: How can I upload music to my brand new mp3 player?

Well, for some of you guys and galls this is easy question. But out there are peoples, for which it is difficult to progress. Here I will try to explain this process - concisely.

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Ok, so, if you buy your mp3 players from the store or online and the device is brand new, you must have a box. Where is your new player, of course and some other important things. Those things are:

Guide How to Upload Music Files to Your MP3 Player

Installation CD, USB cable, earphones, recharger and maybe one or two more extras.

Installation CD - this is important, because its necessary for connection between MP3 player and Computer. This CD will help your Operating System to recognize the device. If you have Windows 2003 and above, maybe there is no need to install anything, but you still must have a CD in the box - in any case. For Example, Windows XP in 90% of cases will recognize your player automatically, when you have connected it with USB cable. This CD is also known as Driver CD or User Manual CD.

You must turn on your mp3 player and plug the cable with it. Then plug the other jack in to the computer. Now your device is connected to your PC. Now, if Windows recognizes the player automatically, messages will appear, like - "New Hardware Device Found" and "Hardware Installed and Ready to Use". In this case, when your mp3 player is installed, go to My Computer and look for the new icon, called "Removable Storage Device", or the icon may also be named with the name of you player. For Example: SciFlux Mp3 Player Device or something like that.

If windows cant recognize your player, then you must to use the Driver CD. Put it in the CD or DVD Drive. Usually this CD`s are with "autorun" feature. Just wait, do nothing and after few seconds the installing application will appear. Look at the possibilities. You must see something like "Install" or "Install Drivers" or something different, but very similar to "Install" or "Drivers". Follow the setup. Usually this process is short and easy, all you have to do is to click "Next" and "Finish" on the end. When you do this ... your player is now installed. And again - go to My Computer and look for the new icon - this is your mp3 player.

So, you have installed you mp3 player already. Your Player Storage device will be located in My Computer, like I say before. All you have to do now is to click on it twice. When the digital player is brand new, there will be nothing - empty. So, go to your hard drives, locate your music files. When you choose the music files you like to upload to the mp3 player, just copy them. Select -> Copy. Then go to Your mp3 player icon in My Computer ( the new icon, remember?), double click it ... and PASTE. Wait the copying process to complete and you are done. Now, switch OFF the USB cable and enjoy your music.

So, its ease, right? I hope this article, will be helpful for some of you guys and galls.

Guide How to Upload Music Files to Your MP3 Player

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Warning About Buy Here, Pay Here Car Lots

Before you turn over your hard earned cash at a buy here pay here car lot, there are some things that you should know. This information will save you a lot of money, both right now and in the future.

You're paying too much.

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There's no bank that's regulating how much the car lot is charging you for the car. In many cases, buying from a buy-here-pay-here car lot is resulting in you paying thousands more for a car than it could ever possibly be sold for at a regular car dealership. On top of that, you're paying thousands more in finance charges than you have to.

Warning About Buy Here, Pay Here Car Lots

You don't have to use a buy here pay here car lot!

You absolutely don't. There are finance companies on the internet that specialize in helping people with horrible credit get into cars without even needing a down payment. You can save thousands of dollars on both the price of a car, your interest rate and your monthly payments if you just know what to do.

Regardless of your credit history... If you've had judgments, repossessions, bankruptcy or multiple bankruptcies, medical collections, tax liens, whatever. Who cares?

You can get financed and approved... for more car with lower payments. Lower payments are the result of a lower interest rate.

You know what the best thing about getting approved online is? You don't necessarily have to buy from a car dealership. Having an approval letter from an online loan company means that you can go car shopping anywhere you want, including shopping for cars in your local newspaper for sale by private owner, which saves you from having to pay sales tax!

Warning About Buy Here, Pay Here Car Lots

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How Long Does it Take to Raise Your Credit Score? The Facts

With our economy in shambles and even top companies filing for bankruptcy, it seems that you need almost perfect credit to get a loan for anything. Many people who could have gotten financing for a car or home loan last year are having their credit applications denied.

If you want to get a loan of any kind, the key is to get your credit score way up, but this can prove difficult if you have bad or no credit. The good thing is that there are tricks that will get even the worst credit score up in no time.

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First of all, you need to try to get your credit card limits raised. If you have credit cards, you should contact the banks and ask for a limit increase on each one. Believe it or not, your limit is a primary factor in your FICO score. And once approved for these increases don't go out and max out your cards. It is also helpful to leave a gap between the amount you owe and your spending limit. If you are wondering how long does it take to raise your credit score if you don't have credit cards or if they won't increase your limit, move on to my next tip.

How Long Does it Take to Raise Your Credit Score? The Facts

Have negative reports removed from your credit history. You can do this on your own by disputing each negative remark on your FICO report. Usually when the consumer disputes it, the company will soon remove it. If not, keep disputing it until they do. This is easier than you think. So, how long does it take to raise your credit score? As little as 37 days if you stay on top of things and know the right method.

How Long Does it Take to Raise Your Credit Score? The Facts

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Tax Evasion Penalties

Tax evasion is illegally avoiding paying taxes, failing to report, or reporting inaccurately. The most common one is failing to report cash income. The government imposes strict and serious penalties for tax evasion.

Tax evasion is different from tax avoidance, which is making use of legal methods to minimize tax due. There are many deductions you can legally claim to reduce your tax liability, for example if you have dependents (the more dependents, the lower your taxes), if you have certain medical expenses or if you contribute to certain retirement plans or to charitable organizations. Taking advantage of them and keeping your tax bill to a minimum is quite legal and if you do that you are guilty of no crime. However, when companies, individuals, or any other legal entities intentionally avoid their legal responsibility, that is tax evasion and the penalties are severe, including prison terms and hefty fines.

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The Internal Revenue Service (IRS) oversees the regulation of taxes. It also prosecutes any person or entity that avoids payment of taxes due, and can assess penalties.

Tax Evasion Penalties

The IRS has nearly 3000 special agents who are trained to gather the information used to detect tax evasion. They have access to tax returns, the power to issue a summons for access to further financial information, and the right to seize or freeze monies in the attempt to collect the necessary financial information.

The IRS audits some taxpayers at random each year, but most audits are a result of unusual activity. If a person claims a lot of deductions in proportion to their income, or if a person with a lot of assets declares a very small income, an audit may result. If it is established that taxes have been intentionally evaded, the IRS can levy tax liens, seize assets, freeze money in check and savings accounts, and garnish wages. Any and all properties held by the individual taxpayer can be seized and sold at auction if no attempt is made to repay the liability.

Everyone that is determined to be involved in an evasion of tax liability has the right to meet with the IRS and be heard. Should you find yourself in this situation, it would be wise to engage a tax attorney.

There are three crimes with which an individual may be charged:

* Tax evasion: This is a felony and a conviction can carry a prison sentence of up to five years and/or fines up to 0,000.

* Filing a false return: The government does not have to prove the taxpayer intended to evade tax laws, just that the taxpayer filed a false return. This is a felony and can result in a prison sentence of up to three years and/or fines up to 0,000.

* Failing to file a tax return: This is a misdemeanor and can result in a maximum prison sentence of one year and/or fines totaling up to ,000 for each year for which no return was filed.

Many individual taxpayers rely on accountants and business managers to handle their financial affairs and may not be aware of the status of their finances. However, the individual taxpayer is responsible for the information provided to the IRS. Do yourself a favor and examine your return, understand what you're reading, and check that it is accurate.

Tax Evasion Penalties

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Tax Sale Overbids - Collect Them, and Earn a Six-Figure Income From Your Home Office

Tax sale overbids - in general, people don't know what they are. In general, people haven't even heard of them! Even ask a seasoned tax sale investor what he thinks happens when you lose properties because you couldn't pay the property taxes. Just about every time he'll say that the tax sale office takes all the money bid at auction.

Well, too bad for the owner. In about half of the tax collector offices in the U.S., that's exactly right. If you lose your property, you lose any equity you had right along with it. The government takes the tax sale overbids - every last dime of it. It's morally despicable, but government isn't friendly to the small guy. Anyone who's ever paid taxes knows that the government will take whatever money it can get regardless of whether it's fair or not.

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In the other half of U.S. counties, however, the government keeps the tax sale overbids - that is, whatever amount was bid at tax sale over the amount owed in taxes - for the owner. Seems a little bit better, right? Well, hold your horses - it's not as great as it seems. The government still takes the money if the owner doesn't come to collect it within tight window of time - usually a year.

Tax Sale Overbids - Collect Them, and Earn a Six-Figure Income From Your Home Office

Here's why this doesn't make it any better: how do you think the government notifies the rightful owner? They've lost their property - the one with the address on file with the county! The government sends a notification, to notice the owner of their tax sale overbids - to the house they vacated long ago. This makes no sense.

How often do you think owners realize the money is there? How hard do you think the governmental agency is going to look for the owner, when the result is that they get to keep all the tax sale overbids that never get paid out?

Are you beginning to see a huge opportunity here?

These overbids are created at local government agencies, not at the state level, so they're not governed by state unclaimed funds finder fee law. The owners are missing. You put together the owner with his funds, that he has no clue exists, and charge a 40-50% finder's fee to collect it for him. He feels like he hit a jackpot, and your bank account is fattened to the tune of ,000 or more a month. That's if you're working, let's say, 30 hours a week on it.

It's totally legal - for now. If you want to make finder fees, get in right away before the government changes the laws.

Tax Sale Overbids - Collect Them, and Earn a Six-Figure Income From Your Home Office

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A History of Enron

Enron was created by a merge between Houston Natural Gas and Internorth. Houston's Natural Gas's CEO Kenneth Lay headed the merger of the two companies. Kenneth Lay became the CEO of Enron. Enron was originally solely involved with the distribution and transmission of electricity and gas in the United States. In the merger, Enron incurred a large amount of debt, and as a result of deregulation, no longer had exclusive rights to its pipelines. The company had to find a way to generate profits and cash flow. Kenneth Lay hired Jeffrey Skilling to work for Enron as an accountant. Skilling suggested the practice of buying gas from a network of suppliers and selling it to consumers at a fixed price with a contract. Enron was interested in the expansion, building, and operation of pipelines, power plants, and other infrastructure worldwide. After just a year of operation Enron merged with a company called Spectrum Seven, a company whose chairman and CEO is the former president of the United States, George W. Bush. In 1999, Enron tried to expand their company by creating the Azurix Corporation, a water utility company. Overall the Azurix Corporation proved unsuccessful financially. The Azurix Corporation, due to their failure to make an entrance into the market, went under. By 2001, Enron announced plans to dissemble Azurix and liquidize the assets of the corporation.

Enron allegedly became successful, trading over eight hundred different products worldwide. Enron was named "America's Most Innovative Company" by Fortune magazine from 1996 to 2001. Enron was on Fortune's "100 Best Companies to work for In America" in 2000. The company's future appeared to be bright and promising continued success.

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Enron faced many accusations of building links to political power. The company's connection to George W. Bush, and Houston's local politics has received much attention in the recent past. In 1986, Enron was involved with Bush's company in joint drilling for oil. There are reports that Kenneth Lay and George W. Bush even shared friendship. The Enron Corporation was the largest financial supporter of Bush's presidential campaign. Kenneth Lay has employed politicians who have worked under George W. Bush. Bush also signed off on a law that deregulated Texas's electrical markets, which coincidentally resulted in large profits for Enron.

A History of Enron

The company also had political links that reached outside of the United States. Enron created a massive and highly expensive power plant in India, even though many Indian citizens and the World Bank strenuously objected. Allegedly protesters in India were beaten and arrested. The United States ambassador to India, who opposed the plant eventually, joined the board of Enron Oil and Gas.

The screws came loose in August 2001, when Jeffrey Skilling, the CEO resigned from office for unknown reasons. By October 2001, Enron experienced its first quarter where they did not report a profit. On November 8th, 2001 Enron told the SEC it was restating its earnings since 1997, reducing income by 6 million dollars.

In December 2001, Enron filed for chapter 11 bankruptcy. This was the biggest bankruptcy protection case in United States history. It appears that Enron's problems were not in its energy operations, but from "dot com" investments and in some foreign subsidiaries. The accounting system practices in placed failed to provide a clear picture of the corporation's financial status. Enron used accounting techniques involving hiding debts to give the illusion of high profits. When the accounting practices were revealed virtually all profit since 2000 had disappeared and the company plummeted.

Like many other companies Enron offered a retirement plan to its employees, in which they could substitute earnings for stocks in Enron. The benefits to this were that the employees were able to buy the stock on a tax-deferred portion of their pay. When the company closed in December 2001, sixty-two percent of the company's 401 k plan was held in Enron stock. The stock, which once traded at eighty dollars a share, went for less then seventy cents a share when Enron folded.

A History of Enron

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A List of Companies Going Out of Business

One of the signs of recessions is the increase in the number of international and large companies that decided to close or to go out of business. Most of the managements of these companies stopped the business operations to save the remaining profits. To have ideas which international enterprises have filed bankruptcy, featured below is a list of companies going out of business in the past years.

Shabby Chic

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Shabby Chic is an international manufacturer of home furnishings. Most of the products offered by the company are antiques. It also manufactured beddings and curtains. The firm filed Chapter 11 on January 29, 2009. The company started the liquidation of the finances of some of its branches in America.

A List of Companies Going Out of Business

Chernin Shoe Outlet

This firm filed for protection of bankruptcy on February 2, 2009. The retailer of footwear experienced financial troubles in the past seven years. In order to get money, the company decided to sell the assets of the firm valued between 0 to million. The total amount of assets listed by the firm before it decided to go out of business is million, while the debts posted by the firm amounts to million.

Bruno's and Food World

Bruno's and Food World is a grocery store that has several chains or branches in the different states of America. The firm filed bankruptcy on February 5, 2009. The owners of the store signed sold the company to Southern Family on April 30, 2009.

Ritz Camera Centers

Ritz Camera Centers Inc. decided to go out of business on February 20, 2009. The company started the liquidation process on March 20, 2009. Some of the popular products offered by the firm are digital cameras and digital photo frames. According to the top management of the firm, one of the factors that threatened the company's performance is the recession in America in 2008.

Fatburger

This fast food restaurant offers burgers, shakes and French fries. Its top management decided to file protection for bankruptcy on April 10, 2009. Based on reports released by the firm, the bankruptcy or the closure of the restaurant was caused by the recession in America in 2008.

Home Décor Products

Home Décor Products decided to stop the business operations on March 30, 2009. This home improvement shop is known for offering faucets, power tools, swimming pool supplies and barbecue grills that are made from high quality materials. The decline in the performance of the company in the early 2000s led to its closure.

A List of Companies Going Out of Business

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